(10) million took a hit to score when Walmart switched banks to underwirte their credit cards...and credit bururas scored as if we closed the prior accounts..and did not..?/)The Causes of Bad Credit: This Is What Lowers Your Credit Score | Awesome Time Wasters | Before It's News

The Causes of Bad Credit: This Is What Lowers Your Credit Score | Awesome Time Wasters | Before It's News: 23% of Americans have a subprime or lower credit score (less than 620). This can make it hard to get good loan options and lower interest rates. So what lowers your credit score? These are the factors that go into how your score is calculated, and what you can do...